Foreclosure Vs. Short Sale?

What to Do?

In foreclosure vs short sale, who wins? In all honesty, the answer is no one. However, one alternative is less emotionally and financially painful than the other. If you're faced with being unable to pay for your Branson real estate or Table Rock Lake real estate, first realize that you're not alone. Job loss, mounting medical bills and shaky investments are only a few factors that figure into the mortgage crisis many Americans are facing. The reason why doesn't matter as much as finding a solution to the problem. So let's examine foreclosure vs short sale so you can consider which alternative might be best for you.

What to Expect: Foreclosure vs Short Sale

A foreclosure is shown as a nonpayment and often stays on your credit report for minimum of seven years. During this time, it can difficult to find employment, qualify for new housing or even hold you back from raises in your current employment position. With a short sale, although it does go on your credit report, it doesn't stay there as long (2-3 years on average). Plus, since the loan has been repaid, even at a lower amount, there's more leniency when it comes to dealing with individuals like landlords and employers. Many times people feel the only option they have is to walk away from their Branson real estate. However, you may be in a situation where a short sale is possible and that's where an experienced short sale Realtor can help you most.

Looking for a Short Sale Realtor? 

I'm Charlie Gerken. When faced with money burdens, it takes a financial toll, as well as an emotional one on people. What you may not realize is there are real estate buyers specifically looking for short sale homes who might be able to take away that worry. It all comes down to having an experienced short sale Branson Realtor connecting you with the proper lending decision makers so a short sale can perhaps be a reality. There's no cost and no obligation to confidentially talk about your particular situation. Please find the help you need by contacting me today.


Property Averages

Averages based on current search criteria as of 02/10/2025 8:02 PM

Listings
7
Build Age
32Y
Sales Price
$219.1K
Beds
3
Baths
2
Listings
7
Build Age
32Y
Sales Price
$219.1K
Beds
3
Baths
2

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52 Photos 544 Mark Twain Drive Branson West, MO 65737

544 Mark Twain Drive
Branson West, MO 65737
Mark Twain Hills
Residential

MLS# 60264003 / Pending
5 br, 5 ba, 5 Half Bath, 5942 Sqft
Type: Single Family Residence

**THIS PROPERTY HAS AN ACCEPTED OFFER IN PLACE AND WILL SHOW PENDING IN THE MLS ONCE SIGNED DOCS ARE RECEIVED FROM THE SELLER.** Beautiful home tha... 

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$539,900
Reduced -$100
26 Photos 56 Wintergreen Drive Blue Eye, MO 65611

56 Wintergreen Drive
Blue Eye, MO 65611
Twin Island Heights
Residential

MLS# 60284677 / Active
3 br, 2 ba, 1 Half Bath, 2668 Sqft
Type: Single Family Residence

Country Living at its Finest !! And a wonderful view of renowned Table Rock Lake. And lots of square footage both up and down. Good solid bones. Pl... 

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$291,650
Reduced -$15,350
26 Photos 581 Cannon Ball Loop Branson, MO 65616

581 Cannon Ball Loop
Branson, MO 65616
Valley View Heights
Residential

MLS# 60282162 / Active
3 br, 2 ba, 1248 Sqft
Type: Single Family Residence

This home has just been updated with new roof, exterior and interior paint, new flooring, new appliances, new kitchen cupboards, all new baths, and... 

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$244,900
Reduced -$10,000
49 Photos 18 Bradford Place UNIT #534 Branson, MO 65616

18 Bradford Place UNIT #534
Branson, MO 65616
Sunset Cove Condos
Residential

MLS# 60284146 / Pending
2 br, 2 ba, 1322 Sqft
Type: Condominium

Here is you opportunity to live in one of Table Rock Lake's best waterfront gated communities. Sunset Cove is located a short 10 minute drive from ... 

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$179,900
35 Photos 1212 West Main Street Branson, MO 65616

1212 West Main Street
Branson, MO 65616
West Branson Heights
Residential

MLS# 60281030 / Active
3 br, 2 ba, 1651 Sqft
Type: Single Family Residence

Located just minutes from Branson's Entertainment District this offer features a walk in entry, and 3 different living areas including living room ... 

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$174,900
Reduced -$10,000
16 Photos 272 Woodward Drive Branson, MO 65616

272 Woodward Drive
Branson, MO 65616
Taneycomo Highlands
Residential

MLS# 60280562 / Pending
1 br, 1 ba, 720 Sqft
Type: Single Family Residence

Cute as a button remodeled cabin, work was completed in 2022. Loft area offers another bedroom, family room, den or craft room. Wood heat and wall ... 

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$82,400
20 Photos 46 Bluejay Road Blue Eye, MO 65611

46 Bluejay Road
Blue Eye, MO 65611
Meadowview
Residential

MLS# 60266489 / Active
4 br, 2 ba, 2016 Sqft
Type: Manufactured On Land

Manufactured home, 4 bedrooms, 2 bathrooms, living room, dining room. Lots of square footage for the $$. 

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$19,900
Reduced -$10,000
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