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Foreclosure Vs. Short Sale?

What to Do?

In foreclosure vs short sale, who wins? In all honesty, the answer is no one. However, one alternative is less emotionally and financially painful than the other. If you're faced with being unable to pay for your Branson real estate or Table Rock Lake real estate, first realize that you're not alone. Job loss, mounting medical bills and shaky investments are only a few factors that figure into the mortgage crisis many Americans are facing. The reason why doesn't matter as much as finding a solution to the problem. So let's examine foreclosure vs short sale so you can consider which alternative might be best for you.

What to Expect: Foreclosure vs Short Sale

A foreclosure is shown as a nonpayment and often stays on your credit report for minimum of seven years. During this time, it can difficult to find employment, qualify for new housing or even hold you back from raises in your current employment position. With a short sale, although it does go on your credit report, it doesn't stay there as long (2-3 years on average). Plus, since the loan has been repaid, even at a lower amount, there's more leniency when it comes to dealing with individuals like landlords and employers. Many times people feel the only option they have is to walk away from their Branson real estate. However, you may be in a situation where a short sale is possible and that's where an experienced short sale Realtor can help you most.

Looking for a Short Sale Realtor? 

I'm Charlie Gerken. When faced with money burdens, it takes a financial toll, as well as an emotional one on people. What you may not realize is there are real estate buyers specifically looking for short sale homes who might be able to take away that worry. It all comes down to having an experienced short sale Branson Realtor connecting you with the proper lending decision makers so a short sale can perhaps be a reality. There's no cost and no obligation to confidentially talk about your particular situation. Please find the help you need by contacting me today.

Averages for Reeds Spring, Branson, Lampe, Hollister, Kimberling City, Branson West, Galena, Blue Eye, Kirbyville, Merriam Woods, Walnut Shade, Ridgedale, Forsyth, Powersite, Indian Point as of 10/23/2020

Average Property Stats
October 2020









Current Listings
October 2020

Average Sales Price
October 2020

$6 - $9.5M

Average Build Age
October 2020

54 - 2021

Average Days on Market
October 2020


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30 Photos 310 South Wildwood Drive UNIT 8 Branson, MO 65616

310 South Wildwood Drive UNIT 8
Branson, MO 65616
Thousand Hills/the Links

MLS# 60168286 / Active
2 br, 2 ba, 1327 Sqft
Type: Condo/Townhome

This charming two bedroom two bathroom condo is the perfect Branson getaway! This condo comes fully furnished with great nightly rental potential. ... 

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Reduced -$1,400
12 Photos 582 Craig Street Reeds Spring, MO 65737

582 Craig Street
Reeds Spring, MO 65737

MLS# 60170432 / Pending
2 br, 2 ba, 3100 Sqft
Type: Single Family

SO MUCH FOR THE MONEY! This large home sits on approximately 2.8 acres and features 2 kitchens, large rooms, inground pool, basement and so much mo... 

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21 Photos 343 Purist Lane Branson West, MO 65737

343 Purist Lane
Branson West, MO 65737
Not In List: Stone

MLS# 60176054 / Active
3 br, 2 ba, 1 Half Bath, 1848 Sqft
Type: Doublewide with Land

Good home to remodel and flip or use as a rental property. Three bedroom and 2 bath.  

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