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Foreclosure Vs. Short Sale?

What to Do?

In foreclosure vs short sale, who wins? In all honesty, the answer is no one. However, one alternative is less emotionally and financially painful than the other. If you're faced with being unable to pay for your Branson real estate or Table Rock Lake real estate, first realize that you're not alone. Job loss, mounting medical bills and shaky investments are only a few factors that figure into the mortgage crisis many Americans are facing. The reason why doesn't matter as much as finding a solution to the problem. So let's examine foreclosure vs short sale so you can consider which alternative might be best for you.

What to Expect: Foreclosure vs Short Sale

A foreclosure is shown as a nonpayment and often stays on your credit report for minimum of seven years. During this time, it can difficult to find employment, qualify for new housing or even hold you back from raises in your current employment position. With a short sale, although it does go on your credit report, it doesn't stay there as long (2-3 years on average). Plus, since the loan has been repaid, even at a lower amount, there's more leniency when it comes to dealing with individuals like landlords and employers. Many times people feel the only option they have is to walk away from their Branson real estate. However, you may be in a situation where a short sale is possible and that's where an experienced short sale Realtor can help you most.

Looking for a Short Sale Realtor? 

I'm Charlie Gerken. When faced with money burdens, it takes a financial toll, as well as an emotional one on people. What you may not realize is there are real estate buyers specifically looking for short sale homes who might be able to take away that worry. It all comes down to having an experienced short sale Branson Realtor connecting you with the proper lending decision makers so a short sale can perhaps be a reality. There's no cost and no obligation to confidentially talk about your particular situation. Please find the help you need by contacting me today.

Averages for Reeds Spring, Branson, Lampe, Hollister, Kimberling City, Branson West, Galena, Blue Eye, Kirbyville, Merriam Woods, Walnut Shade, Ridgedale, Forsyth, Powersite, Indian Point as of 07/05/2020

Average Property Stats
July 2020

Beds

3

Baths

2

SQFT

3749

Acres

46.2

Current Listings
July 2020

Average Sales Price
July 2020

$261K
$6 - $9.5M

Average Build Age
July 2020

54 - 2021

Average Days on Market
July 2020

2
Days

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Displaying results 1-7 of 7
36 Photos 1607 Skyview Drive Branson, MO 65616

1607 Skyview Drive
Branson, MO 65616
Skyline
Residential

MLS# 60155802 / Active
4 br, 3 ba, 1 Half Bath, 3470 Sqft
Type: Single Family

Custom 4 bedroom 3.5 bath home with multiple fireplaces, multiple living areas and 3 car attached garage. Nice lakeviews from the decks.  

More Details

$258,000
Reduced -$15,000
23 Photos 286 Cool Water Cove Road Galena, MO 65656

286 Cool Water Cove Road
Galena, MO 65656
Secluded Cool Wtr Cove
Residential

MLS# 60163304 / Active
3 br, 2 ba, 1673 Sqft
Type: Single Family

Almost 5 Glorious Acres and Short Distance to Lake! This is THE home. The 2003 built home offers three lovely sized bedrooms, two full bathrooms,... 

More Details

$170,000
Reduced -$9,000
25 Photos 191 Eric Drive Kirbyville, MO 65679

191 Eric Drive
Kirbyville, MO 65679
Smoke Tree Hills
Residential

MLS# 60163513 / Active
4 br, 1 ba, 1200 Sqft
Type: Single Family

**MULTIPLE OFFER SITUATION- PLEASE SUBMIT ALL FINAL HIGHEST AND BEST OFFERS BY MONDAY, JULY 06, 2020 at 02:00 PM CDT** Nestled in the pleasant Smo... 

More Details

$135,000
Reduced -$4,900
7 Photos 113 Lafayette Lane Branson, MO 65616

113 Lafayette Lane
Branson, MO 65616
Taney-not In List
Residential

MLS# 60167190 / Active
2 br, 1 ba, 1 Half Bath, 1791 Sqft
Type: Single Family

Short Sale. 2 bedrooms, 1 bath on main level, eat in kitchen, living room and office. Lower walkout level has a roughed in bathroom, living space a... 

More Details

$124,900
14 Photos 7 Sycamore Drive Kimberling City, MO 65686

7 Sycamore Drive
Kimberling City, MO 65686
Kimberling Hills
Residential

MLS# 60163094 / Active
2 br, 2 ba, 1188 Sqft
Type: Single Family

One level home on .33 acres close to Table Rock Lake! Spacious backyard with covered deck, workshop and shed. Inside you will find 2 bedrooms, 2 ba... 

More Details

$89,900
Reduced -$10,000
9 Photos 438 Line Ridge Road Lampe, MO 65681

438 Line Ridge Road
Lampe, MO 65681
N/a
Residential

MLS# 60161292 / Active
3 br, 2 ba, 1000 Sqft
Type: Single Family

3 bedroom, 2 bath home sitting on a beautiful 1 acre. Country setting with with well and septic. Great for a cabin near the lake.  

More Details

$35,000
Reduced -$5,000
17 Photos 424 Plaza Drive Branson, MO 65616

424 Plaza Drive
Branson, MO 65616
Mcintosh Add
Residential

MLS# 60157605 / Pending
3 br, 2 ba, 1344 Sqft
Type: Doublewide with Land

*PLEASE DO NOT SHOW, SUBJECT HAS AN ACCEPTED OFFER IN PLACE, WAITING ON SELLER RETURN OF CONTRACT* This manufactured home sits on a permanent found... 

More Details

$30,000

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