Foreclosure Vs. Short Sale?

What to Do?

In foreclosure vs short sale, who wins? In all honesty, the answer is no one. However, one alternative is less emotionally and financially painful than the other. If you're faced with being unable to pay for your Branson real estate or Table Rock Lake real estate, first realize that you're not alone. Job loss, mounting medical bills and shaky investments are only a few factors that figure into the mortgage crisis many Americans are facing. The reason why doesn't matter as much as finding a solution to the problem. So let's examine foreclosure vs short sale so you can consider which alternative might be best for you.

What to Expect: Foreclosure vs Short Sale

A foreclosure is shown as a nonpayment and often stays on your credit report for minimum of seven years. During this time, it can difficult to find employment, qualify for new housing or even hold you back from raises in your current employment position. With a short sale, although it does go on your credit report, it doesn't stay there as long (2-3 years on average). Plus, since the loan has been repaid, even at a lower amount, there's more leniency when it comes to dealing with individuals like landlords and employers. Many times people feel the only option they have is to walk away from their Branson real estate. However, you may be in a situation where a short sale is possible and that's where an experienced short sale Realtor can help you most.

Looking for a Short Sale Realtor? 

I'm Charlie Gerken. When faced with money burdens, it takes a financial toll, as well as an emotional one on people. What you may not realize is there are real estate buyers specifically looking for short sale homes who might be able to take away that worry. It all comes down to having an experienced short sale Branson Realtor connecting you with the proper lending decision makers so a short sale can perhaps be a reality. There's no cost and no obligation to confidentially talk about your particular situation. Please find the help you need by contacting me today.


Property Averages

Averages based on current search criteria as of 05/16/2025 9:46 PM

Listings
7
Build Age
31Y
Sales Price
$222.5K
Beds
3
Baths
2
Listings
7
Build Age
31Y
Sales Price
$222.5K
Beds
3
Baths
2

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38 Photos 1115 Bear Creek Road Walnut Shade, MO 65771

1115 Bear Creek Road
Walnut Shade, MO 65771
N/a
Residential

MLS# 60287000 / Active
5 br, 4 ba, 5000 Sqft
Type: Single Family Residence

Hard to find home on 17.8 acres.. 2500 s.f. on each level. Living room fireplace. All necessary rooms are located on the main level. Lower level is... 

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$399,900
Reduced -$20,000
29 Photos 313 Laurel Street Hollister, MO 65672

313 Laurel Street
Hollister, MO 65672
Taney-not In List
Residential

MLS# 60294465 / Active
4 br, 2 ba, 1860 Sqft
Type: Manufactured On Land

Welcome to 313 Laurel Street--a beautifully remodeled 4-bedroom, 2-bathroom home offering stylish, single-level living. Built in 2007 and thoughtfu... 

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$245,000
26 Photos 56 Wintergreen Drive Blue Eye, MO 65611

56 Wintergreen Drive
Blue Eye, MO 65611
Twin Island Heights
Residential

MLS# 60284677 / Active
3 br, 3 ba, 2668 Sqft
Type: Single Family Residence

Country Living at its Finest !! And a wonderful view of renowned Table Rock Lake. And lots of square footage both up and down. Good solid bones. An... 

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$234,700
Reduced -$15,000
26 Photos 581 Cannon Ball Loop Branson, MO 65616

581 Cannon Ball Loop
Branson, MO 65616
Valley View Heights
Residential

MLS# 60282162 / Pending
3 br, 2 ba, 1248 Sqft
Type: Single Family Residence

This home has just been updated with new roof, exterior and interior paint, new flooring, new appliances, new kitchen cupboards, all new baths, and... 

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$224,900
15 Photos 372 State Highway 173 Galena, MO 65656

372 State Highway 173
Galena, MO 65656
Stone-not In List
Residential

MLS# 60292332 / Active
2 br, 2 ba, 2462 Sqft
Type: Single Family Residence

Country Living at its finest. Surrounded by farms. Fronts on State Highway. Less than five miles to Galena or Crane. Good sized kitchen and a forma... 

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$199,000
49 Photos 18 Bradford Place UNIT #534 Branson, MO 65616

18 Bradford Place UNIT #534
Branson, MO 65616
Sunset Cove Condos
Residential

MLS# 60284146 / Pending
2 br, 2 ba, 1322 Sqft
Type: Condominium

Here is you opportunity to live in one of Table Rock Lake's best waterfront gated communities. Sunset Cove is located a short 10 minute drive from ... 

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$179,900
16 Photos 272 Woodward Drive Branson, MO 65616

272 Woodward Drive
Branson, MO 65616
Taneycomo Highlands
Residential

MLS# 60280562 / Pending
1 br, 1 ba, 720 Sqft
Type: Single Family Residence

Cute as a button remodeled cabin, work was completed in 2022. Loft area offers another bedroom, family room, den or craft room. Wood heat and wall ... 

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$74,160
Reduced -$8,240
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