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Sell For Less Than Owed

Are you looking for a short sale definition? In the simplest terms, it means selling your property for less than the loan amount owed. When the homeowner and a buyer agree to a price less than the mortgage amount, sometimes a bank will release the property for the lower amount. The reason a lender would take less is because it helps all main parties involved - the seller, the buyer and the lender. If you own Branson real estate or Table Rock Lake real estate and you're considering foreclosure, please think about the possibility of a short sale.

Many people wonder why a lender would take less for property than what is owed? Simply put, foreclosure is expensive. Lenders are in the habit of lending money, not being landlords. Despite some homeowners misconceptions, the bank does not want your home. By doing a short sale you can alleviate the stress and burden of a foreclosure. While it's true that doing a short sale will most often show up as a negative mark on your credit score, it's not nearly as damaging today as a foreclosure. What makes a short sale difficult is often the timing. There is a certain window of opportunity for doing a short sale. That's why it's important to find the right Realtor who has the connections in the banking industry, as well as a knowledge of how short sales are handled.

Short Sale Specialist

I'm Charlie Gerken and I've been helping buyers and sellers with short sales when it comes to Branson real estate and Table Rock Lake real estate. If you're considering buying or selling a short sale home, please contact me for more information. There's no cost and no obligation to confidentially examine your situation. Get started by contacting me today.

Averages for Reeds Spring, Branson, Lampe, Hollister, Kimberling City, Branson West, Galena, Blue Eye, Kirbyville, Merriam Woods, Walnut Shade, Ridgedale, Forsyth, Powersite, Indian Point as of 04/22/2018

Average Property Stats
April 2018









Current Listings
April 2018

Average Sales Price
April 2018

$6 - $10M

Average Build Age
April 2018

1883 - 2019

Average Days on Market
April 2018


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135 Roark Hills Drive
Branson, MO 65616
Roark Hills

MLS# 60098270 / Active
5 br, 3 ba, 4250 Sqft
Type: Single Family

You can't beat this location. Conveniently located off Gretna Road, close to everything Branson has to offer but nestled in the beauty of the Ozar... 

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Reduced -$46,000

383 Timberlake Circle
Galena, MO 65656
Pioneer Point

MLS# 60100851 / Active
3 br, 2 ba, 1847 Sqft
Type: Single Family

Enjoy Table Rock waterfront living at it's best from your custom built true Log Cabin Home. From the 2 story Great Room featuring native wood moti... 

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Reduced -$1,600

350 Tina Street
Hollister, MO 65672

MLS# 60101990 / Pending
5 br, 3 ba, 2516 Sqft
Type: Single Family

SHORT SALE - TABLE ROCK LAKE FRONT WALK TO WATER HOME ''OPPORTUNITY''! Looking for a DEAL/STEAL? Well, wade in!! Promise you will NOT find a bette... 

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15920 Hwy 160
Forsyth, MO 65653

MLS# 60097560 / Active
1 br, n/a ba, 3 Half Bath, 2940 Sqft
Type: Other

Bank owned and won't last long. Fantastic Opportunity to open a commercial business and have an living space downstairs. Property comes with com... 

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106 State Hwy 248
Reeds Spring, MO 65737

MLS# 60100206 / Pending
3 br, 2 ba, 1927 Sqft
Type: Single Family

This home needs a lot of TLC but could be a good home for a couple or small family. 

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7830 State Hwy 176
Walnut Shade, MO 65771

MLS# 60103434 / Pending
3 br, 2 ba, 1104 Sqft
Type: Doublewide With Land

Live out in the country with quick access to Branson and Highway 65. The house features 1 acre of land with a 3 bedroom 2 bath house and a chain-li... 

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