Hollister Residential Homes - Hollister, Missouri

Are home inspections really necessary on a new construction home?

If you skip a home inspection, you risk uncovering serious issues only after purchasing the property, which can lead to unexpected expenses and significant repairs. Hidden problems like structural damage, faulty electrical systems, plumbing leaks, or pest infestations might not be immediately visible but could cost thousands of dollars to fix. Additionally, without an inspection, you lack leverage to negotiate repairs or price adjustments with the seller, potentially leading to a less favorable purchase. This lack of insight into the property's true condition can result in financial and safety concerns, impacting the overall value and livability of your new home.

What is a lead paint disclosure used for?

Every purchaser of any interest in residential real property on which a residential dwelling was built before 1978 is notified that such property may present exposure to lead from lead-based. The seller of any interest in residential real property must provide the buyer with any information on lead-based paint hazards from risk assessments or inspections in the seller's possession and notify the buyer of any known lead-based paint hazards. Prior to purchase, a risk assessment or inspection for possible lead-based paint hazards is recommended.

how do we get qualified to buy a house in Hollister?

To become qualified for buying a home, you'll need to contact a mortgage lender to get prequalified for a loan. They'll request basic financial information to estimate how much you can borrow. Necessary documents include proof of income, employment history, and information about your debts and assets.

They lender will explore different mortgage options and help you choose one that best suits your financial situation. Common loan types include conventional fixed-rate mortgages, VA, FHA, USDA, and adjustable-rate mortgages. Once you've selected a mortgage type, you'll submit a formal mortgage application. This involves a more detailed review of your financial history and credit.

Upon approval, you'll receive a preapproval letter stating the loan amount you qualify for. This letter adds credibility to your offer when you find a home you want to purchase.

We just emailed you a list of local lender affiliates to consider speaking to for further information.

Dear Charlie, we met you in Branson a few years back and would like know if you could help us find a home in Hollister by Christmas. Can we schedule a time to meet in your office and discuss?

Take care,
Leona and Vern

You bet! Nice to hear from you again. I'll email you a calendar invite to meet and we'll start the process. See you soon.