Irish Hills Estates Homes - Kimberling City, Missouri

What are the average lot sizes in this subdivision?

At Irish Hills Estates, the majority of lot sizes are half acre parcels. However, there are a few lots spanning two to six plus acres.

How does flood insurance work?

The homes in Irish Hills Estates are not in a flood plain and do not require flood insurance.

Would you say this is a large or small neighborhood?

about how many houses are in this subdivision?

Irish Hills Estates boasts approximately 60 unique home sites.

Do you have an idea of what the closing costs might run for this location?

Closing costs generally range from 2% to 5% of the home's purchase price and include a variety of fees for different services required during the closing process. Services may include lender fees, appraisal fees, inspection fees, government recording fees, and homeowners insurance to name a few. Closing costs are an essential aspect of the home-buying process, encompassing a variety of fees and prepaid expenses. Understanding and preparing for these costs ensures a smoother transition to homeownership and helps avoid unexpected financial strain at closing.

What is a jumbo loan?

A jumbo loan is a type of mortgage that exceeds the conforming loan limits set by the Federal Housing Finance Agency (FHFA). These limits vary by region and can change annually. For 2024, the conforming loan limit for a single-family home is generally $726,200, but it can be higher in high-cost areas. Because jumbo loans carry more risk for lenders, borrowers need to demonstrate strong financial stability and the ability to repay the loan.

Can you tell me the restrictions on building a privacy fence here?

The construction of a privacy fence must be approved by the Irish Hills Estates Architectural Committee.

What is covered in the homeowners association fees?

Irish Hills Estates does not charge homeowners fees.

Any protections against single-wide mobile homes?

Covenants and restrictions state no old house, mobile home, trailer, prefabricated house, or other building or structure may be transported, moved, or placed upon any tract.

What are the guidelines for building a home in this neighborhood?

Per the subdivision covenants for Irish Hills Estates, homes are subject to specific dwelling size, building location, fences, easements, and more. In general, single-level homes must be at least 1,200 square feet.

would a small chicken coop be allowed at Irish Hills?

According to Irish Hills covenants and restrictions, chickens and poultry are not permitted.

golf carts allowed?

Yes, some homeowners enjoy riding their golf carts down to the lake.

Are the homes at Irish Hills served by city water or private well?

City water.

Does Irish Hills Estates have a private boat dock for homeowners only? Does every home/vacant lot come with its own boat slip?

Not all, but several homes at Irish Hills in Kimberling City offer a private boat slip in a community boat dock. It's a great neighborhood near Table Rock Lake.